The three or four of you that actually read these e-mails I send out probably know that I’m geeky about almost everything. So it won’t surprise you when I tell you that I keep track of my checkbooks, investments and all other assets and liabilities on the computer in a program called Quicken. Last month IÂ wrote two checks and paid the rest of my bills online or with a debit card. You can guess that I enter all that in a regular check register, but I also enter it on the computer every day or two. Rather than trust my addition and subtraction without a calculator, I use the computer programÂ to tell me what my checkbook balance should be.
So last week I was paying some bills online and was entering the amounts in Quicken as I went. One of the checks was to a company that had sent me a refund a couple of weeks earlier. Since the computer knows it’s smarter than I am, after I entered the company name, it went straight to the deposit block (the last transaction) instead of the check written block. I didn’t notice,Â entered the amount, completed the account name and clicked on enter. After I had paid all my bills and entered the amounts in my checkbook, I looked at the balance in Quicken and wrote that number down in my check register. So a $356.14 check was recorded in Quicken as a $356.14 deposit and my account was overstated by $712.28. NotÂ usually a problem since I keep a balance high enough to avoid any service charge. But remember, I just wrote a check for half of Jean’s new bike.
So I went to the bank today to get some cash for spending money and the bank said I didn’t have enough in my account for the $100.00 I asked for. I came right home, printed the online bank activity and discovered the error right away. My corrected balance was 35 cents. I transferred some money from another account to avoid any problems.Â There won’t beÂ an overdraft charge, but I will get a service charge on this month’s bank statement. RATS!!! It’s only March and I’ve already made a mistake.
All four of you also probablyÂ know that I post each of these weekly e-mails in http://www.jackswriting.com/ so anyone can read them. This e-mail will make my 200th post. I have posted 6 eulogies, 8 ramblings and 186 e-mails. I’m still waiting for the call from a college psychology professor asking if he or she can use the writings in an upper level psych class called “How Many Things Are Wrong With This Person?”. The “What’s Wrong With This Picture?” puzzles in the paper usually only have six or eight things. I’m guessing the answer sheet the professor uses to grade papers has possibilities in the high teens or low twenties.
Today is St. Patrick’s Day and I don’t have anything green to wear except my underwear (give me a break…they started out that color!). Anyway, if I get to showing my green clothes to anyone, I will have had way too much fun and someone should offer to drive me home.
Just (Looking For The Pot OfÂ Gold At The End Of The Rainbow) Jack